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Checking Accounts

Find the right checking account for you and see how rewarding it can be! FPCU offers Regular Checking and Priority Checking accounts that come with a host of benefits and utmost security, with no minimum balance requirements, helping you manage and streamline your day-to-day finances.

A great option for those who are new and just getting started. This is a low-risk, high reward product, offering benefits such as:

  • Free first order of checks (60 checks)
  • Courtesy Pay options (up to $500.00)
  • Unlimited Transactions
  • Mastercard Debit Card & Instant Issue
  • Ability to set up Direct Deposit
  • Online banking and Bill Payment Compatibility
  • E-Statements at your fingertips!
  • CU-Talk Access
  • Convenient Banking with free access to thousands of ATMs in the SUM network
  • 100% Deposit Insurance (via NCUA and MSIC)

With FPCU’s Priority Checking, earning more isn’t far-fetched! In addition to the advantages of our Regular Checking, Members can earn up to 2.5% on the first $10,000.00 with Priority Checking.

  • Free first order of checks (60 checks)
  • Courtesy Pay options (up to $500.00)
  • Unlimited Transactions
  • Mastercard Debit Card & Instant Issue
  • Ability to set up Direct Deposit
  • Online banking and Bill Payment Compatibility
  • E-Statements at your fingertips!
  • CU-Talk Access
  • Convenient Banking with free access to thousands of ATMs in the SUM network
  • 100% Deposit Insurance (via NCUA and MSIC)

To earn the premium APY:

Receive Direct deposit of more than $500.00 each month

12 debit card transactions each month

And sign up for our free and convenient online banking app

* Balances over $10,000 will earn the same as the regular Share Draft Account, which does not earn interest at this time.

Business Share Draft Accounts

FPCU offers share draft accounts** that come with a host of benefits and utmost security, with no minimum balance requirements, helping you manage and streamline your day-to-day finances!

Regular Business Checking:

A great option for businesses that are getting started. This is a low-risk, high reward product, offering benefits such as:

  • Free first order of checks (60 checks)- Standard or Customizable!
  • Unlimited Transactions with no fees
  • Mastercard Debit Card & Instant Issue
  • Online banking and Bill Payment Compatibility
  • E-Statements at your fingertips!
  • Free Mobile Check Deposits
  • Easy Sweep set ups between your shares.
  • Convenient Banking with free access to thousands of ATMs in the SUM network
  • 100% Deposit Insurance (via NCUA and MSIC)
  • QuickBooks compatibility*
  • Convenient ACH transfers between institutions via our Account-to-Account program.

*Members must have an existing QuickBooks membership, FPCU only offers the option to connect their accounts to QuickBooks via our Online Banking platform.

**Members may open as many checking shares their business needs require with no restrictions.