Unlock more possibilities with FPCU's credit cards!
Desgined to fit your lifestyle with competitive rates, various rewards, and no hidden fees; our credit cards keep it simple and safe. Whether you are looking to consolidate debt, build credit, pay bills, earn cashback, or enjoy travel perks, we have a card for you. Browse our options below and choose the one that's right for you.
All FPCU Credit Cards come with the following:
- EMV Chip Technology
- 24- Hour Cardmember Service: Call 800-558-3424 for balance inquires, payment information, transaction history, statement requests or to report your card Lost or Stolen.
- Online Account Management: Enroll on myaccountaccess.com to maximize your experience. You can view balances, set up AutoPay, view your statements, annual account summary, spend analysis, establish travel notifications, Lock/Unlock your card, review and redeem rewards and so much more!
- Mobile App: Download the free Elan Credit Card mobile app from the Apple Store or Google Play Store and manage your account on-the-go, whenever it is convenient for you!
- Mobile Wallet: A Simple, safe and convenient solution for you--just snap a photo to add your card to your payments app, then authenticate. FPCU Credit Cards are compatible with Apple Pay, Samsugn Pay, Google Pay, FitBit Pay and Garmin Pay.
....and so much more!
Stop by our branches to apply for a credit card in-person or contact our Member Services Department on 617-482-4787 to apply over the phone!
EARN VALUABLE REWARDS
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Mastercard®
Everyday Rewards+ Card
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More rewards on things you buy frequently.
- 4X Points1 on dining, takeout & restaurant delivery^
- 2X Points at grocery stores*
- 2X Points at gas stations and EV charging stations*
- 2X Points on streaming services
- 1X Points on all other eligible purchases
- ^4X points on your first $2,000 each quarter, after that 1X point
*Excludes discount stores/ supercenters and wholesale clubs
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Redeem2
•Merchandise
• Gift cards
• Travel
• Cash back3
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Mastercard®
Max Cash
Preferred Card
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Cash back in the categories of your choice.
- 5% Cash Back on two categories you choose –first $2,000 in combined purchases each quarter4
- 2% Unlimited Cash Back on one everyday category of your choice each quarter4
- 1% Unlimited Cash Back on all other eligible purchases
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Redeem5
Cash back4
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GET A GREAT INTRO RATE
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Mastercard®
Platinum Card
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Perfect for balance transfers and new purchases.
- Low Intro Rate- Save on interest with a great low introductory rate for an extended time
- Use for large purchases, unexpected expenses or last-minute necessities
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Transfer Balances
Pay down your other
higher-rate credit card
balances faster
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EXPERIENCE EXCEPTIONAL REWARDS AND PERKS
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Mastercard®
Travel
Rewards+ Card
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Elevated travel and powered-up rewards.
- 4X Points on travel, entertainment & recreation purchases6
- 4X Points at gas stations & EV charging stations*
- 1.5X Points on all other eligible purchases
- No caps on points earned
*Excludes discount stores/ supercenters and wholesale clubs
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Redeem2
•Merchandise
•Gift cards
•Travel
•Cash back3
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Mastercard®
Reserve
Rewards+ Card
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Rich rewards on travel and more.
- 6X Points on travel booked directly in the Rewards Center7
- 2X Points on all other eligible purchases
- No caps on points earned
- Up to $120 in statement credits to reimburse your TSA PreCheck® or Global Entry® application fee
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Redeem2
•Merchandise
•Gift cards
•Travel
•Cash back3
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Whichever card you choose, you'll enjoy:
- Zero Fraud Liability9, protects against unauthorized purchases if your card or card number is ever lost or stolen
- Free employee cards
- 24x7 account access and support
- Account and transaction notifications
SMALL TO MEDIUM SIZE
(Less than $5 Million Gross Annual Revenue)
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Mastercard®
Business Cash
Preferred Card
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Cash back for your business.
- 5% Cash Back on prepaid hotels and car rentals booked directly in the Rewards Center1
- 3% Cash Back on eligible purchases at gas and EV charging stations (transactions of $200 or less),* cell phone service providers, office supply stores, and on dining, including takeout and food delivery service purchases1
- 1% Cash Back on all other eligible purchases
- $100 Annual Statement Credit for recurring monthly software transactions2
*Excludes discount stores/supercenters and wholesale clubs
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Redeem
•Cash back1
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Mastercard®
Business Real
Rewards Card
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Get unlimited rewards for your bottom line.
- 5.5X Points on prepaid hotels and car rentals booked directly in the Rewards Center4
- 1.5X Points per $1 spent on all eligible purchases4
- No caps on points earned
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Redeem5
•Merchandise
•Gift cards
•Travel
•Cash back6
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Mastercard®
Business Card
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Purchasing power for your business.
- Low Intro Rate
- Save on interest with a great low introductory rate for an extended time
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Transfer balances
• Pay down your other
high-rate credit card
balances faster
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SMALL TO LARGE SIZE
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Smart Business
Rewards
Mastercard®
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Earn more where you spend more.
- 5X Points on prepaid hotels and car rentals booked directly in the Rewards Center7
- 2X Points per $1 spent in top two spend categories each month – automatically7
- 1X Points per $1 spent on all other eligible purchases
- No caps on points earned
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Redeem5
•Merchandise
•Gift cards
•Travel
•Cash back6
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MEDIUM TO LARGE SIZE
($5 Million or more in Gross Annual Revenue)
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Mastercard®
Business
Company Card
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Simplify the way you manage cash flow and expenses.
- Corporate Liability
- Optional Rewards Program
- 1 Point per $1 spent on all eligible purchases8
- Consolidated statements
- Dedicated account manager
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Redeem
•Merchandise
•Gift cards
•Travel
•Cash back6
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